What if I have a low credit score / IVA / CCJ / Defaults / Debt Management Plan / Bankruptcy?

A low credit score or past financial issues don’t automatically prevent you from getting a mortgage. Lenders consider the severity and recency of these issues. We specialise in finding lenders who understand complex credit histories, preparing your application to emphasise your financial recovery and responsibility. Our goal is to secure a mortgage that aligns with your current financial stability and future potential.