I have had a repayment holiday / missed a mortgage payment; will this affect me?

Yes, having a repayment holiday or missing a mortgage payment can potentially affect your ability to move home.  It may raise concerns for lenders about your ability to meet future mortgage obligations. It’s essential to be transparent about these issues when applying for a mortgage and whether this is the right solution for you personally. We’re here to provide expert guidance and support to help you secure the right mortgage for your needs comparing porting with your current lender to the option in the wider market.