Yes, having a history of missed mortgage payments or taking a repayment holiday can potentially affect your eligibility for a buy-to-let mortgage. Lenders typically assess the risk associated with lending to borrowers, and a history of missed payments may be viewed as a red flag, indicating a higher level of risk. However, the impact on your eligibility can vary depending on the lender and the specific circumstances surrounding the missed payments. Some lenders may be more lenient than others and may consider your explanations for the missed payments. Additionally, the length of time since the missed payments and your overall financial situation can play a role in the lender’s decision. To improve your chances of obtaining a buy-to-let mortgage after missed payments, it’s advisable to work on improving your credit history, demonstrating financial stability & taking advice from an experienced mortgage professional.