I have had a repayment holiday / missed a mortgage payment, will this affect me and my remortgage?

Experiencing a repayment holiday or missing a mortgage payment can impact your remortgaging prospects. Lenders assess your credit history and financial stability when considering your remortgage application. Instances of missed payments or repayment holidays may raise concerns about your ability to meet future mortgage obligations. However, the extent of the impact depends on your overall financial situation and credit history. We understand that life events can happen. Our experienced team can help you explore remortgage options and work with lenders who may consider your application, taking into account your specific circumstances and efforts to address any missed payments.