Can I use benefit income when moving home?

Using benefit income when moving home can be a bit more complex than traditional income sources. Many lenders consider certain benefit income, such as Child Benefit, Universal Credit, Disability Living Allowance (DLA) or Personal Independence Payment (PIP), when assessing your affordability. However, eligibility criteria will vary among lenders, and not all benefit income may be accepted. Our team of expert mortgage brokers can help you navigate this process, working with lenders who may consider your benefit income, ensuring you have a great chance of securing a mortgage that suits your needs when moving home.