Yes, you can stay with your current lender and in the majority of instances switch to a new product with them. This is known as a product transfer or a retention mortgage. It involves switching to a new mortgage deal with your existing lender rather than moving to a different lender. It can be a convenient option, but it’s essential to compare the terms and rates offered by your current lender with those that may be available from other lenders to ensure you’re getting the the most suitable deal. Additionally, once a product is secured it is important we monitor this for any improvements prior to the new rate taking effect to ensure by the time it does you have the very a great product for you, the lender will not do this for you but we will. Our experienced team can assist you in evaluating your options and making an informed decision about whether to stay with your current lender, and if so on which product and terms or whether it is more lucrative to explore alternative options.