Remortgaging while on maternity or parental leave is possible, but it may present some challenges. Lenders typically assess mortgage applications based on your current financial situation, including your income. During maternity or parental leave, your income may temporarily decrease, which can affect your ability to meet the affordability criteria set by lenders. However, many lenders can be more understanding of this situation and consider your application if you can demonstrate a strong financial standing and a clear plan for managing your mortgage payments during your leave & beyond. We have extensive experience working with these scenarios and can help you explore remortgage options that align with your specific circumstances, ensuring you receive expert guidance and support during this transitional period.