Can I get a mortgage if I am on a zero-hour contract?

Getting a mortgage while on a zero-hour contract and moving home can be more challenging compared to traditional employment arrangements. Lenders often prefer borrowers with stable and predictable income sources. However, it’s far from impossible to obtain a mortgage in this situation. Many lenders will consider your application if you can demonstrate a consistent history of income from your zero-hour contract. They may request several months’ worth of payslips and bank statements to assess your income stability. Additionally, having a good credit score can strengthen your mortgage application.